Thursday, November 25, 2010

Second Verce, Same as the First


"The reforms we seek would bring greater competition, choice, savings and inefficiencies to our health care system." --in remarks after a health care roundtable with physicians, nurses and health care providers, Washington, D.C., July 20, 2009
Has President Obama Earned Another Term?

Quinnipiac released a brand new poll that says Americans think President Obama does not deserve to be given a second chance, or a second term.

46% of you who responded answered, “Yes.” Another 26% answered, “Yes, but only if he does more to support the LGBT community in the future.” Only 26% responded with a form of “No.” and sometimes "heck no"

How’s that for LGBT apathy? I think we’re proving the pundits wrong.

Does President Obama deserve a second term?
Yes. [ 46% (184 votes)
No. [ 16% (65 votes)
Yes, but only if he does more to support the LGBT community in the future.- 26% 102 votes
No, he's proven he won't support the LGBT community in the future.-10% (41 votes)
Other [ 2% (8 votes)

I personally think that there is no way he could have met the hype. It is like going to a movie that everyone had been weeks professing to adore. There is such a huge building up of expectations that how could anything or anyone live up? Now that the two years are over and he is solidly in the middle of his term, has had a chance to get experience behind him and pick his battled, what is he picking? What is happening differently?

Nothing. Sorry.

Wednesday, September 8, 2010

2 4 6 0 1


Rent to own is the bomb. What I mean by that is it has been a bomb for me and my family - a bomb as in it sucks. My wife would shake her head at me and tell me to choose another word (sucks being a vile, sucky word for her), but sucks it does and has for the past three plus years.

I originally thought, on that peaceful fall day three plus years ago, it would be a good idea after we lost our house to sign up and pay a significant down to be in a position to buy the house after a few years.

Nope.

Through no ones fault but my own, I am today just as poor as I was three years ago. I have become the Jean Valjean of hard-up writers. Instead of stealing bread for my family I will be the poor man on the street who sleeps on the corner next to an outlet in order to update his blog. I don’t steal anything to eat. I just need power to blog.

Three years later the price on my house is $75,000. more than any other house in the neighborhood. We have had to pay out for a new fridge, new windows, new and decidedly less soggy carpet and a partial new roof. Rent to ownership means that we assume responsibility for normal wear and tear, which for them means something more significant than holes in the roof or central heating and air that screams and smokes and has been on vacation since Obama took office.

Don’t be late with your payment, and don’t call us if there is an electrical fire or if the foundation slides its way across the street.

The only way rent-to-own would have been good for us or anyone else is if the market had stayed relatively stable and we would have kept a sizable contingency fund to cover acts of god and gravity. Of coerce, had we had more to put down, we would have bought the dang home to begin with.

And now that we are getting ready to move because, A - we cant afford to tear the walls out due to a ten year old mold problem, and B - the property investment organization wants another sucker to put another significant down, guess what I got in my email? An offer to attend a cool meeting about The Way to get rich by investing in investing in property/homes club of the greater rocky mountain area in a rent-to-own as a landlord! They even want us to buy their book! The flier says that we can let lowly others pay our bills, and then we can keep our money to invest. All we would have to do is find someone more lowly.

Why didn’t I, the modern day 2 4 6 0 1 think of that?

Monday, May 17, 2010

Yeah! I Don't Have a Million Dollar Home! Yeah! ...wait.

I keep looking for signs that the economy is on an upward slant. I wait for the news from wall street to brighten, for the sun to come out and for the birds to sing. I wait for smiley faces to great me when I open my bank statements.

I am still waiting.

I read today that the value of many homes that used to be worth $1 million in the Salt Lake area has dropped from 30 to 40% percent since the real estate market tanked several years ago. This means that some of these home owners who wear shoes not made out of pleather and corrugated cardboard are still in deals that will cost them more than $400.000 than their homes are worth on the market today.

Loan officers say that the high-end homes -- meaning the homes with heated drive ways,servant's quarters and contoured toilet seats -- will be years trying to re-gain their full value, and it may never come back."

These same mortgage-men say that homes worth half-million dollar may be a different can of worms altogether. These homes will most likely see their value return much more quickly than those of the richer homes up the road.

Whoopee.

Fortunately, I am not one of the people with a million dollar home. Yeah, ...I am really happy about that. No nice home for me with all the responsibilities and pleasures and joys and dry mold-free walls that come from nice-home ownership. I am not even the guy with the "half-a-million-dollar" home with floors and roofs and floors. And Everything. How sad for me.

I rent. I rent because I lost my home for reasons that I am rather embarrassed about.

I it seems that I was poorer than I had planed on being.

I gotta say that while the banker guys are miffed, I actually understand the "how and why" someone would walk away from a house they would lose money on. This type of "strategic default" would still leave one having to pay the difference between the resale value of the home and the amount of their loan - like there are hoards of folks standing in the queue to by the Mc Mansion of Utah.

Apparently with the economy as is, these people who walk away from their home loan won't be able to buy another home for at least four years, possibly longer depending on the mood ring on the hand of the lender.

Four years sounds about right. I wonder if they need a house sitter?

Sunday, May 2, 2010

Yes Officer, You May See Her Drivers Licence...




My wife has taken extreme measures to make sure that we are not profiled by police officers due to the new and controversial immigration guidelines in Arizona.


The problem is that we don't live in Arizona. Also, you should know that she is as blond as a polar bear in a snowstorm wearing a blond ski parka. At noon. On Blond Day.

I myself, if I were to be so politically incorrect as to compare my epidermis to an actual color, would have to pick Lightest Blue - as in I-think-this-is-a-vein, Doctor blue.


My children fall somewhere in the middle of Blonde and Lightest Blue except for Myelda, my eldest daughter, who is often the color of a fried orange due to what I feel is both excessive and compulsive tanning. Apparently she thinks Lightest Blue with a lightly breaded fried chicken completion is something to be sought after.

My wives latest police-avoiding ploy involves applying a commemorative badge celebrating handicapped & retired officers of the law to the back window just above the license plate. I think it is a good ploy.

Scenario; Gentle Police Officer sees moss-green van speeding or swerving unnaturally or taking undue license with established vehicular guidelines. Officer Fluffy puts down his donut and peruses said rolling moss ball. He approaches the van from far enough away to not notice my wife's unnatural grimace, white knuckled death grip on the steering wheel and steely cold maniacal stare. He calls in the plate number, but before he receives a reply from Consuela at dispatch, he takes note of the too-many pointed star glistening on the rear window; a sticker that represents those near and dear to Officer Fluffies's donuts – I mean, heart...

He lets her pass.


Letting her pass is a good thing. My lovely, kind spirited wife & companion thinks nothing of spending an afternoon leading a police man hunt, or entertaining the troops with questionable challenges or mother jokes. Very funny. Don't laugh. The Oficers Fluffy toss you on the hood of their car and leave you there for hours.

She calls them names, good wholesome all American names, like “Sally” or “Mary”. And then asks them if they have put in an order for larger uniforms. I just smile and try to make sign language to let the Fluffies know that she not only is insane, but that we are only related by marriage and that the opinions expressed may not necessarily express my personal feelings.

I, in direct opposition, have been known to hide in an industrial garage or behind billboards for an entire labor day weekend in order to avoid being “officially” reminded of a possable broken headlight. Rolling red and blues in my rear-view mirror have been the cause of much money spent in wet cleanup at the car wash.

I suppose, to cut to the chase, I am saying that our collective experience with our brethren of law enforcement has not been as warm or as fuzzy as it is with, say, funerals, root canals or sewer exploration.


I guess the whole immigration thing won't really work unless we trust the Fluffies to act in the best interest of "we the people" without deference to politics and positioning.

Until that happens, I will be right here in my van under a camo tarp and a few well placed sage brush waiting until dark to make a diet coke run.

Tuesday, April 27, 2010

Rivers To Cross, Bridges To Build

By personal decree, I am supposed to write about why I am poor and what I am doing about it - my own personal mission/blog statement.

I can't imagine being a poor man in any other age and having a mission statement - or even having the ability to say anything except by mob or by gang or by planting potatoes in squiggly lines in protest.

I would probably be one of the first to die with Robin Hood in the movie - the plucky comic relief that gets killed pointlessly during the opening credits - if I even made it that far politically. So I have God to thank that I have a form by which to make a difference.

Arizona passes a new law on immigration, and I am hearing many people say that it is not their place to create such a law. And I wonder if it's my place to comment? Then I remember that I pay my state taxes like the next guy, if indeed the next guy pays taxes. Having to pay for the uninsured non citizens means that a portion of what I bleed goes to pay their health benefits. So, yes, I should have something to say about illegal immigration.

The new Arizona law is not new. It enforces a federal law that seems to be not enforced. And the federal law is supported by the constitution. It does not encourage racial profiling anymore than does the enforcement of traffic laws or vehicular registration laws. Law enforcement (and I am so not for giving these guys any more power) are not allowed to pull anyone over without measured significant cause.

Yeah, I'm not so sure I like the idea, or even believe it - with the personal experience I have had with law enforcement. As an agency I feel they are far too easily corruptible - as is evidenced by incredible and seemingly un-checked power over civilians that pushes legal standards as it is. This may be the real flaw in the Arizona law.

But, in theory, they are not to be profiling any more or less with this new standard. It does force those pulled over to provide proof of citizenship. Doesn't a legal drivers licence provide that? Don't we have to provide these ID's when we apply for a state ID or a licence?

Another question. Why are we giving the leg up on one group of immigrants while insisting that another jump through financial/political hoops? My friends from Brazil are struggling financially, but they pay the fees and wait the allotted times and complete the forms and pay more fees and follow the rules to immigrate lawfully and rightfully to the US, while many others from, dare I say where, are illegal aliens? And they are illegal and not just the politically correct "non-residents" just as illegal drug dealers are not "non-licenced pharmacists."

It seems the established immigration laws under the constitution are to protect residents of our country. If you wish to be a resident, there is an established manner of action for ALL, not just those outside of Mexico. Am I racist or bigoted for wanting all immigrants to follow the same rules? Would I follow them if I was in their shoes, or would I slide on in and try to take advantage of a better system in order to support my family?

I hope I would follow the law. And no, I don't think I am racist or bigoted.

I am just poor. With a blog.

Monday, April 19, 2010

I Don't Hate Obama...


Its a Political Full Moon. Be Afraid


...In fact, I really want to like him. Years ago I heard him interviewed on PBS as the great Democratic hope, and I liked the guy. He has since become the poster child for elitism and snobbery. And I know snobby. He ran on the ticket of change, but his tactics are increasingly old fashioned and self serving. I have been reading the new health care bill and I am mortified.

In these days like no other, "Less is More" should be tattooed on our bulbous foreheads. This health plan has turned on its lights, pulled us over, frisked us, beat us and won't give us our one phone call. "Don't Tread On Me" has become, "These Boots Were Made for Walking".

Am I listening to to much talk radio? Should I take down my Sean Hannity poster? Jon Stewart told Fox news to "go f*** itself". 'Teabonics' is the most recent dialect of the spelling-challenged (Brothers!) and reality-impaired. Do I want to be on any of these sides? I hope am not just jumping on the brass bandwagon who is the loudest. Whose hyperbole fits the occasion best? And are we best served by just giving up and replacing the whole Washington and Hollywood bunch.

I want a job. I want insurance that leaves me with teeth and not just holes. I want to have hope for the future. I am willing to pay the taxes, but I want to see it going somewhere, and getting my family someplace.

Who do I believe? Who do you?

Saturday, April 10, 2010

Seriously?

Sarah Palin? She looks good, she makes fun of Obama, she was funny in the Movie Date night, but I keep thinking what her neighbors the Russians must think of the lady who spies on them from her kitchen window.

Are we so enchanted with Mrs. P from her book tours and clever sound bites that we overlook her lack of knowledge and experience?


She makes fun of Obama, too. Gotta like that. Most can't do that much and not be called a raciest, bad sport or a Pinky. She pulled it off, though. Problem is the joke can be turned right back on her. Neither Mr Obama nor Sarah P. know anything about Nuclear weaponry or North Korea. Isn't that a kick!

Cute is great. Smart is better. Moral and smart is best.

Romney, then? Can the country overlook the Mormon guy in it's quest for smart and moral?

Friday, March 19, 2010


Only Slightly better than Obamas Plan


For its latest trick, The federally created senior citizen health care plan won't pay fair market value for prescription drugs. Effective April 16, Walgreens drugstores across the state won't be taking any new Medicaid patients, saying that filling their prescriptions is a money-losing proposition — the latest development in an ongoing dispute over Medicaid reimbursement.
This is the same government that wants to takeover health care and then not-pay those bills either.

Walgreens states that its decision to not take new Medicaid patients stems from a "continued reduction in reimbursement" under the state's Medicaid program, which reimburses it at less than they can tolerate and stay in business. The expressed concern is that the reimbursement rate is too low for pharmacies to make a profit.

The amount private insurers and Medicaid pay pharmacies for prescriptions isn't the actual cost of those drugs but rather is based on what's called the drug's estimated average wholesale price.
Pharmacies take money from people who do not have insurance. Or they charge the insurance companies depending on the plan. Then they pay their pharmacologists, pay rent and pay other bills. We expect them to pay their bills. The electric company expects to be paid.
So, what is next for Obama and the new federal health care plan. We will be forced to buy it - literally forced by the IRS (read the bill) - and we are going to have to pay our bills.
But look who doesn't have to pay theirs.

Wednesday, March 10, 2010

Open Letter to the Homeless



Please consider these photos as friendly suggestions!






Dear homeless people.

First, let my start off with a pleasantry such as, "Hi", or "How are you?". I am having to post this open letter because there doesn't seem to be any type of address on file for any of you.

I will get to the point. Would you please leave the nice areas of the neighborhood? You are making the rich people nervous and uncomfortable. Have you ever heard of a personal space bubble? You are getting in ours. Don't you have any other options than hanging around our banks and shops asking for money.

Your sign says that you are willing to work for food. How about working your way across town to a more appropriate area where you just fit in better - like the train tracks or the blood bank or thrift stores?

Your clothes do not match. Did you know that? Is it possible that you really don't know how distasteful it is for us to move about town knowing that you are always there sitting or laying or standing someplace that was made for riding or walking? Are you really so comfortable there? Wouldnt you rather just go to your homes and watch some TV? How about a change of clothes? Or teeth?

If you really can't afford a new coat, can't you just brush your teeth better? Tooth brushes are not that expensive and they fit in your pocket, so there is really no excuse.

I heard on the Family Values Radio Network that times are tight. I understand that we all have to cut back where we can. We, on the right side of the tracks are willing to do our part. We promice that we will try not to shop after, say, eight o'clock at night excepting weekends when there are late night movies, and all we ask is that you try to stay out of sight until we leave. Deal?

So, to recap, You: brush teeth more, try to look nicer, sleep on walkways only late at night (and you can stay until 8-ish cause I don't get up until noon) and try to get an address as soon as you can so you can watch more TV.

If you have any questions, please text me or e-mail my husbands secretary.

Tx's so much!
Mrs. Ernest Howard Smithson Jr. - Illona :)




Saturday, March 6, 2010

I Don't Even Get Dinner

Okay, I don't really care if it is Obama Care or Devil Care, as long as I can get my families teeth fixed.

My wife has had to take out a credit card that specializes in dentist bills. Ain't that great! Only in America can some pauper see a need to fill, fill it and get rich, and that's just what happened.

The picked on American dentist wasn't getting all the money that was owed them in quick-enough fashion from the insurance companies. And now they won't have to wait even a day!

Isn't that great! Of coarse, the card will cover the bills from last year and not this year, so even though we have some insurance, we can't use it because we can't afford our portion even in monthly payments.

God bless the insurance companies of America.

Now all I have to do is keep the crowns and fillings that haven fallen out of our mouths safe in the fridge until I can afford, what, maybe another credit card so we can see the dentist. Or the doctor. Or whomever could help us pursuit happiness.

I do love our country with all my heart and ask blessings on her and her leaders every day in my prayers. But how many more teeth need to fall out and sit on the shelf before I can get decent health care for my family.

Maybe next year, honey.